STEP ONE: PROPERTY ACQUISITION

The first step in the process of creating a quality real estate note is acquiring a property in an area where good people and their families would want to live. Our acquisition team looks at hundreds of homes each month and purchases only the properties that fit our strict guidelines. All of the properties acquired by The Note Factory are bought below market value. We acquire properties that have the potential to be some of the nicest and most desirable homes in the community. As soon as we officially close on a property, our professional renovation team takes over and starts getting the home ready for the sales team to find a qualified buyer. Our acquisition team is highly trained and goes through an intense program to learn how to find the best deals available on the market. Once we have the home under contract, our senior acquisition manager reviews the property and the numbers to ensure that we will be producing the highest possible returns for our note buyers.

STEP TWO: RENOVATION

After a home is purchased; the renovation team gets to work. The goal of the renovation project is to make the home one of the most desirable properties in neighborhood. This is accomplished by having a knowledgeable team with the skills to handle all aspects of a renovation including plumbing, electrical, roofing, painting, carpentry and other general repairs. The end goal is to deliver a home to the sales team that every neighbor on the street wishes they had. The reason we can perform significant renovations is due to the expertise of our acquisition team. They purchase all of our homes well below market value, which gives us a healthy budget to invest into our homes during the renovation process. This makes our  homes some of the nicest on the block.  Every step of the Note Factory process is focused on one thing: producing a quality product so that we can create double digit passive income for our note buyers.

Once a property is completely renovated, the sales team immediately contacts everyone on their extensive buyers list. We have been advertising homes for years and have accumulated a huge list of prospective buyers. We usually find a qualified buyer for our homes within the first month the home is on the market and often times we have multiple families competing for the same home. Our acquisition team knows which homes to purchase and our renovation team delivers a first-class home to the marketplace. Finding an interested buyer for a home is just the first step in the sales process. The Note Factory has a Proprietary Character Underwriting System that all buyers go through in order to officially qualify. After final loan approval, there are loan disclosures that get signed and often times pre-loan counseling that gets scheduled. All of our buyers have the opportunity to get their homes inspected and all transactions are closed at a title company with title insurance. Once again, the entire Note Factory process is designed to create quality real estate notes backed by quality homes that will produce double digit returns for our note investors. After the official closing of the transaction, our world class service team takes over to ensure that your stream of income keeps flowing smoothly.

STEP FOUR: SERVICING

The Note Factory service team is in place and ready from day one to make sure your income stream continues flowing properly, month after month. Our highly trained team makes sure taxes and insurance are paid annually and payments get electronically transferred to your account each month. The Note Factory has the latest software for tracking the principal and interest payments, and annual tax forms needed for you and the borrower. You can sleep well at night knowing that our service teams main mission each day is to ensure your passive income stream keeps flowing into your account year after year.